Robinn Mikalic manages Business Development for J D Factors in their Northeast Regional office in Marlton NJ. Employed with JD Factors for the past eleven years, she has been helping businesses find the cash flow solutions needed to grow and flourish. Robinn is a graduate of the University of Scranton, with an undergraduate and graduate degree in Mathematics, and a Masters Degree in Math Education. She has also obtained her MBA of Finance from Kings College in Pennsylvania. Robinn has been in the banking industry for the past 17 years. For the past 12 years, she has worked within her specialty providing small businesses with a tool called Factoring. Factoring is turning your receivables into cash, for a small discount or fee, within small window of time, usually 24 hours. Factoring allows businesses the opportunity for unlimited growth, without the restrictions of debt, lack of equity collateral, or even credit score issues.